The typical car insurance rate across the country increased by 15% last year, while some states saw double-digit percentage increases in rates, according to new data released by Insurify.

American drivers now pay over $2,300 per year on average for full coverage, even as rates surpass $3,000 in six states, the insurance comparison shopping website revealed. The car insurance price hikes in 2024 come after an even more substantial 24% increase in 2023.

Maryland, New York, and South Carolina have the highest car insurance rates in the nation, while the states of New Hampshire, Maine, and North Dakota have the lowest expenses.

The cost of car insurance increased the most in Minnesota, Maryland, and California, with increases ranging between 48% and 58%. Those three states each had severe weather events in recent months, including massive hailstorms in both Minnesota and Maryland. California meanwhile more than doubled mandatory liability limits for car insurance at the start of 2024.

The average cost of full coverage car insurance has increased nationwide from nearly $1,600 as of 2021 to more than $2,300 as of 2024, with another increase to over $2,400 forecasted for 2025.

Insurify commented that car insurance expenses may increase because of legislative changes, surges in vehicle thefts, rising accident rates, and ostensible “climate risks” linked to severe weather that car insurance companies are increasingly considering in their risk assessments.